Homes for Sale in St. Charles, MO

St. Charles is a city located in St. Charles County, Missouri. The city has a population of 65,655 according to the 2009 census. St. Charles is a middle class neighborhood where the median household income was $51,523 in 2009, which is slightly higher than the median household income of the state for the same time period, which was $45,229. When looking for homes for sale in St. Charles MO, you need to consider that real estate in Saint Charles has taken a hit. The real estate prices peaked in 2006 and 2007, when the median price of a home sold in the area went for $165,000. Prices hit seven year lows in 2011, when the median price of a sold home was just below $120,000. In addition to the prices dipping, the market has significantly slowed. In 2006, over 100 homes were being sold per month, but in 2011, the average was less than 30 per month. While this bad news for anyone who bought their home during the peak period or who needs to sell their home, this is great news for those looking for homes for sale in St. Charles, MO. Home prices are low, interest rates are low and it is definitely a buyer’s market.

St. Charles Homes for Sale

Those who looking for homes for sale in Saint Charles MO, but unable to find what they are looking for in the city, may also find themselves interested in real estate in St. Charles County, Missouri.  As a whole, the county is an average middle class neighborhood, where the median household income for 2009 was $68,221.  On average, St. Charles houses for sale are priced slightly higher in the county with the median sold housing price in 2011 hitting right below $150,000. St. Charles County currently has 35 grocery stores, two club stores, 103 gas stations, 241 restaurants, over 60 public schools and three shopping malls.
Real Estate near Saint Charles County is becoming more and more popular. People are drawn to the county because it is safe, affordable and offers the services, shopping and entertainment that you would expect from city living. It is also a suburb of St. Louis, Missouri, and many people decide to live in the suburb and commute to work because of its short distance from the city. Many people who originally are searching for real estate in Saint Charles City decide to expand their search and seek out real estate in St. Charles County, Missouri.


The numbers above represent the county as a whole. However, each major town or city has slightly different demographics.  The major towns in St. Charles County include Saint Peters, O’Fallon, Wentzville, Saint Charles, Lake Saint Louis and Warrenton.


St. Peters is a town with a population of 56,385, according to the 2009 census. The median household income in 2009 was $66,449 and the median price of a sold home in 2011 was about $140,000.


O’Fallon is a town with a population of 55,471, according to the 2009 census. The median household income in 2009 was $66,437 and the median price of a sold home in 2011 was about $160,000.


Wentzville is a town with a population of 24,407, according to the 2009 census. The median household income in 2009 was $73,287 and the median price of a sold home in 2011 was about $165,000.


Lake Saint Louis is a town with a population of 14,338, according to the 2009 census. The median household income in 2009 was $80,046 and the median price of a sold home in 2011 was about $175,000.


Warrenton is a town with a population of 7,518, according to the 2009 census. The median household income in 2009 was $43,359 and the median price of a sold home in 2011 was about $130,000.

St. Charles, MO Real Estate Listings

You will find several St. Charles, MO real estate listings on the Internet, in St. Charles, MO newspapers or through the help of a real estate agent. Because there are so many homes on the market right now, it can be difficult to narrow down the pool of homes to find the right homes for sale in St. Charles, MO for you. This is why a real estate agent or an Internet company like HomeFinderSTL.com can be a valuable asset. Both can help you narrow down homes based on the price, size, number of bedrooms, or a wide variety of other factors that may or may not appeal to you. Newspaper listings can be vague and some Internet listings can be outdated. Narrowing down the pool of homes to find the ones that fit your needs and budget will help you save time and more quickly find the St. Charles, MO homes for sale that appeal to you.

St. Charles Real Estate Taxes

Another important factor that should be taken into account when purchasing St. Charles houses for sale is the property tax rate. No one ever enjoys talking about or paying property taxes, but it is important because it is something you will have to pay as a home owner. The nominal residential real estate tax rate in St. Charles County is 6.6853 percent. The effective real estate residential tax rate is 1.2702 percent. The tax rate is not based on the price you paid for your house, but rather based the appraised value of your home. Homes in St. Charles County are reappraised every two years, based on a wide variety of factors, such as size, upgrades, and the current selling and listing prices of similar homes. If you disagree with the appraisal you do have the opportunity to appeal it.

Whether you are looking to purchase your first home, your forever home or investment property, you are sure to find real estate in Saint Charles City or Real Estate in St. Charles County, Missouri to meet your needs. It is definitely a buyer’s market, there are great deals to be had and interest rates are at 60 year lows. Now is great time to buy for those who can afford to.